Up to 10% surrender charge-free withdrawals, or MRDs, and the convenience of "checkbook" access.**
Attainable Producer incentives.
Bonus and non-bonus options.?
24/7 access to policyholder and commission information.
Surrender schedule as short as seven years.
Backing of an A-rated insurance carrier.§
Optional Income Freedom RiderSM for guaranteed lifetime income.
Superior service from Legacy!
Find out more about AmeriMarkSM Freedom. Call today! 888-345-4001, or your Wholesaler.
AmeriMarkSM Freedom Series fixed FPDAs and Income Freedom RiderSM, issued by OM Financial Life Insurance Company, Baltimore, MD, are distributed by Legacy Marketing Group®. Subject to state availability. Certain restrictions may apply. Refer to contract, Earnings Rate Update, sales guide, and State Approval Matrix for details. Form Nos: AM-PEIAII-0405-0, AM-PEIAII-0405-B, AM-PEIAII-0405-0-1, AM-PEIAII-0405-B-1, et al. Rider Form No: OM GMWB-FA (10-2007). Optional provisions and riders may have limitations, restrictions, and additional charges.
*
Limitations apply in CA.
**
Surrender charges may apply to withdrawals. Withdrawals may be taxable and when made before age 591/2, may result in IRS tax penalties.
†
2.5% bonus available on 7-year products or 4% bonus available on 12-year products.
††
Refer to Compensation Schedule for details.
§
OM Financial Life Insurance Company is rated A (Excellent) for financial strength by A.M. Best. 3rd highest of 16 ratings. Ratings as of January 16, 2009. For most current rating information, call Marketing at 888-345-4001, or visit www.omfn.com.
OM1379F1008_web
FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS.
08-489
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